What Are Side Bets? Definition & Game Mechanics

Ingrid Pastore
Last updated March 17, 2026, 4:07 PM
  • Games

A side bet is an optional wager placed alongside the main game bet, offering different odds and payouts based on specific hand outcomes or card combinations. For example, in blackjack, you might place a side bet on whether your first two cards will be a pair, separate from your main blackjack wager. Side bets add variety to gameplay but typically carry a higher house edge than the primary game.

Side Bet

How Side Bets Work

Side bets operate independently from the main game outcome. You place an additional wager on a specific event—such as receiving matching cards, achieving a particular hand value, or hitting a designated combination. The side bet result is determined solely by those criteria, regardless of whether you win or lose the primary game.

Common Side Bet Examples

Blackjack offers side bets like Perfect Pairs (matching card ranks and suits) and Lucky Ladies (your first two cards totalling 20). Baccarat features Dragon Bonus bets on hand margins. Three Card Poker includes Pair Plus wagering on hand strength independent of dealer comparison.

Side Bet Payouts and House Edge

Side bets typically offer higher payouts than main game bets, reflecting increased risk. A Perfect Pair in blackjack might pay 6:1 to 25:1 depending on suit matching. However, the house edge on side bets usually ranges from 2% to 15%, significantly higher than the main game. This means side bets are mathematically less favourable over time, despite their attractive payout potential.

Side Bet TypeTypical PayoutHouse EdgeRisk Level
Perfect Pair (Blackjack)6:1 to 25:12.5% to 8%Moderate
Dragon Bonus (Baccarat)1:1 to 8:12.5% to 10%Moderate
Pair Plus (Three Card Poker)1:1 to 40:17% to 9%High
Lucky Ladies (Blackjack)4:1 to 1000:12% to 24%Very High

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